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Visa Reveals: Stablecoins Revolutionize $40 Trillion Loan Market!
Visa is exploring how stablecoins can revolutionize the global lending market, with new approaches to lending and identity valuation.
Visa Reveals: Stablecoins Revolutionize $40 Trillion Loan Market!
Visa published a comprehensive research report on October 19, 2025 that examines the potential impact of stablecoins on the global lending market. The report highlights that stablecoins have evolved from simple trading tools to central infrastructure components in the lending space. According to the data presented by Visa, over half a trillion dollars of loans have already been processed through stablecoins, underscoring the relevance of these digital assets in the financial sector.
In its report, Visa identifies three main ways stablecoins could transform the wholesale lending market. First, tokenized assets could serve as collateral in credit markets, leading to more efficient use of capital. Second, expanded crypto lending programs allow users easier access to liquidity. Third, it highlights the role of digital identities in assessing the creditworthiness of potential customers. These aspects could not only simplify lending, but also significantly increase efficiency in the industry.
Innovative solutions required
The report also highlights the need to find solutions for the development of on-chain identities and credit scoring systems. Visa emphasizes that these new solutions should be able to analyze transaction histories, assets and interactions to create an effective credit profile. It is important to maintain user privacy, an aspect that is crucial in today's digital world.
Visa's research could be a game-changer for the future development of the credit market, especially at a time when digital finance and cryptocurrencies are becoming increasingly important. Visa's report shows that integrating stablecoins into traditional financial systems could not only revolutionize the way loans are granted, but also contribute to stability in the financial world that has often been questioned in recent years.
Overall, this analysis suggests that stablecoins will play a key role in transforming the $40 trillion global credit market. The financial world will be watching closely to see how these developments continue to unfold and what new opportunities arise from them.
Visa's comprehensive study paints a promising picture for the future of lending and provides valuable insights into the mechanisms behind the integration of stablecoins into financial markets. Further details can be found in the full report, available on the website Daily Hodl was published.