Cobo and Google: Revolutionary AI payments start in 2026!

Cobo and Google: Revolutionary AI payments start in 2026!

In the digital payment space, Cobo, a digital asset custody and wallet provider based in Singapore, has made a significant move. The company has joined the Google Agent Payments Protocol (AP2), an open payments standard that enables AI agents to conduct secure and verifiable transactions on behalf of users. This measure strengthens Cobo's position in a growing market that is increasingly characterized by technologies such as artificial intelligence.

As part of the AP2 project, which includes over 60 partner organizations including payment companies and technology providers, Cobo plans to present a live demo of its AP2-based applications in February 2026. The partners include well-known players such as MetaMask, Coinbase (BASE) as well as the Ethereum Foundation (ETH) and Circle (USDC). Large payment companies such as Mastercard, American Express and PayPal are also part of this innovative project, which underlines the relevance of AP2.

Functionality and innovation potential of the AP2

The AP2 protocol enables AI agents to initiate and execute payments on behalf of their users. Not only the authorization of the user is taken into account, but also the verifiable will and a clear audit trail that ensures transparency. Cobo also plans to develop technologies such as autonomous treasury bots and self-running DeFi strategies to fully exploit the potential of AP2.

A key goal of AP2 is to accelerate Web3 payments and novel business models such as micropayments and agent-to-agent service payments. The ecosystem in which Cobo operates includes not only payment networks and merchant platforms, but also AI agent developers, as well as Web3 and crypto infrastructure, allowing for widespread integration of various services.

Extensions and future developments

A notable element of the AP2 project is the x402 extension, which aims to enable agent-to-agent crypto payments via stablecoins in collaboration with Coinbase. This could revolutionize the way transactions are carried out in the digital space and open up new possibilities for financial transactions.

Most recently, Cobo partnered with Core back in March 2025 to integrate dual Bitcoin (BTC) staking solutions into the existing ecosystem. These developments are part of a strategic orientation that ensures Cobo an important foothold in the rapidly evolving environment of digital payments and distributed financial systems.

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