Speculation about XRP: Musk and Garlinghouse meet in the White House – How does this affect X Payments?

Speculation about XRP: Musk and Garlinghouse meet in the White House – How does this affect X Payments?

The role of XRP in Musk's fintech vision: speculation around X Payments

Rumors are currently simmering in the crypto industry about a potential partnership between Elon Musk's X-Messenger service and Ripple. This speculation has intensified after it was reported that Musk and Ripple CEO Brad Garlinghouse met at the White House. This raises questions about XRP's potential role in Musk's new digital payment system, X Money.

XRP and X Payments

In January 2025, X CEO Linda Yaccarino announced the launch of X Money, a digital payment system aimed at improving financial transactions within the platform. The aim is to transform X into a comprehensive financial hub that offers fast and seamless payment solutions. In this context, XRP has emerged as a serious candidate for integration due to its fast and low-cost cross-border transaction capabilities.

XRP proponents argue that the cryptocurrency is an ideal fit for Musk's vision thanks to its established presence in the financial sector. Particularly highlighted are XRP’s strong institutional partnerships and regulatory clarity in the United States. Despite these positive aspects, there are currently no official confirmations directly linking XRP to X Payments. Additionally, Elon Musk has been observed to favor Dogecoin (DOGE) in his statements in the past, raising questions among some experts as to whether XRP will really play a role in the new financial ecosystem.

Meeting at the White House

The meeting between Musk and Garlinghouse further fueled speculation about a possible collaboration. According to Fox News reports, the two personalities discussed digital payment innovations. Although the details of the alleged conversation are unconfirmed, the timing coincides with X's active efforts to integrate payment solutions.

For the crypto community, the inclusion of XRP in X Money could mark a significant milestone and increase acceptance of cryptocurrencies in general. However, for now, crypto enthusiasts will have to wait for official confirmations from X or Ripple. Until then, rumors surrounding XRP's possible role should be viewed with caution. The evolving digital payments landscape remains in focus, and the launch of X Money is expected to have a transformative impact on the way online transactions are conducted – whether or not XRP is integrated.

As X’s digital payment plans advance, the crypto community is looking forward to further developments. Regardless of whether XRP becomes part of X's financial infrastructure or Musk remains committed to DOGE, the upcoming changes could have a significant impact on digital finance.