Compliance function efficiently outsourced with S+P

Compliance function efficiently outsourced with S+P

S+P Compliance Services offers legal outsourcing solutions for AML, WPHG and Marisk compliance-individual, scalable, revision festival.

From 2025, the regulatory environment for money laundering officers (MLROS) is fundamentally changed. The new EU money laundering Ordinance (AMLR), the supervision by the AMLA and the revised interpretation instructions of BaFin redefine the rules of the game. Companies are required to rethink their processes - and to make compliance in a future -proof manner.

New framework: What changes

The regulatory requirements are not only more extensive, but also more precise and technological -driven. The focus is on the following aspects:
1. Introduction of a uniform AML regulation (AMLR) for all EU member states
2. Foundation of the central EU supervisory authority Amla with far-reaching test competence
3. Stronger national controls by BaFin - with a focus on risk management, registration processes and documentation
4.

These developments require a rethink in the organizational structure of many companies - especially for medium -sized financial service providers, fintechs, asset managers and payment institutes.

The solution: MLRO-as-A service from S+P Compliance Services

Instead of building or expanding internal structures, S+P offers a practical alternative: the external money laundering officers in the full-service model (https://compliance-advisor.de/sp-auslagung-geldwaesche-officer/). The model combines regulatory security with surgical relief and high efficiency.

your advantages at a glance
1. 2. No failure risks-representation by MLRO pool secured
3. Access to digital tools (S+P Tool Box) and e-learning platform
4. Standardized, revision -proof processes
5. No effort for recruitment, training or fluctuation management

for whom is MLRO-as-a-service suitable?

s+P offers flexible models for every company size (https://compliance-advisor.de/sp-auslagung-compliance-officer/). The recommended solution depends on sales and complexity:
1. Company with <50 million EUR sales: Complete outsourcing to S+P EUR 2. 50-100 million EUR sales: Hybrid model with internal contact person and external specialist care 3.> EUR 100 million sales: Internal MLRO plus targeted external support for special topics and exam preparation

BAFIN and AMLA exams: This is what matters from 2025

The exams are becoming more targeted, the requirements are higher. Especially in focus:
1. Tracificability and topicality of the suspicion processes
2. Documented risk classification of customers
3. Independence and expertise of the money laundering officer
4. 5. Training history and awareness of employees
S+P offers all evidence digitally-with automated reports, audit trails and test protocols.

Technologie -based compliance for more efficiency

From 2025, S+P relies on modern compliance technology for early detection and risk control:
1. AI-based pattern recognition in transactions
2. Dynamic risk coring for customer groups
3. Predictive Kyc analyzes for early detection of abnormalities
4. Central documentation and revision -proof reports

This creates a scalable and future-proof AML architecture-compliant with Bafin, AMLR and Amla.

recommendations for action for companies

In order for your company to be prepared in good time, a strategic approach with S+P:
1. Reduce costs, without loss of quality: through external MLRO in full service
2. Fit for AMLR, Bafin & AMLA: with tool-based documentation and examination resistance
3. Employees relieve: through outsourcing critical AML functions
4. Minimize reputation risks: With certified training and standardized detection,

Conclusion: 2025 actively design instead of reacting

with S+P Compliance Services (https://compliance-advisor.de/sp-compliance-package/) you bring your money laundering-compliance to a new level:
> Clear and transparent cost structure
> Regulatory security and tested processes
> Discharge of internal resources and avoidance of liability risks

use the change 2025 as an opportunity-with MLRO-as-a-service from S+P you will not only be compliant, but strategically better positioned.

With the S+P Compliance Package, focus on your core business while we take on your compliance tasks. We offer test -proof solutions and guarantee compliance with all laws to optimally protect your company. With S+P, security and comfort come first.

Contact
S+P Compliance Services
Achim Schulz
Feringastrasse 12a
85774 Unterföhring
089-45242970100
https://compliance-advisor.de/

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